Protecting yourself from online risks
Our lives are increasingly connected – we’re here to help protect what’s important to you, whether it’s on or offline.
Accidents can happen at any time, so it’s a good idea to ensure you have the right cover to suit your needs.
Accidental damage occurs from sudden and unexpected damage by an external force. It is also an optional extra, which means it is entirely your choice whether to include this in your insurance policy.
Our buildings insurance automatically protects your home against some unexpected events. For example, some of the common things you’re covered for include:
By adding accidental damage to the buildings section you will be covered for events such as breakages or damage to the fabric of your home (such as walls and ceilings) which could range from DIY accidents or one-off damage caused by children.
Our contents insurance also protects your belongings automatically against certain unexpected events. For example:
By adding accidental damage to the contents section you will be covered for events such as unforeseen damage to furniture or dropping an ornament or artwork.
However, some things are not covered by accidental damage. These include:
Please remember, policies can vary depending on what level of cover you choose and you should always read the detail of any policy to see exactly what is and isn’t included.
Should you have any questions or would like to add accidental damage to your policy please call us on 0345 777 3322.