Home insurance that takes into account the extra duties you carry out for the church.
Your vocation means you need to keep an open door for your congregation and community - but this can present extra risks.
We understand and accept those risks and offer enhanced cover for your work as a member of the clergy.
 | UK’s most trusted home insurance provider by Fairer Finance. |
| Home emergency and legal expenses cover included as standard. |
| No renewal fees or admin charges for changes to your policy. |
| New customers receive a £130 donation for the cathedral or church of their choice. |
| Claim with confidence – in 2022, 98% of customers were satisfied with our service. |
| We’ve been connected with the church since 1887. |
| Discounts for clergy if you are in a higher risk area and paid a Church of England stipend (minimum premiums apply). |
We want to make a positive impact on society, so we give back our available profits to churches, charities and other good causes.
In addition to our standard home insurance cover, clergy members receive:
| No excess for theft and malicious damage at your vicarage. |
| Up to £15,000 cover for ministry and business equipment such as portable communion sets. |
| New for old cover for clergy robes, vestments, all other clothing and household linen. |
| Cover for loss or damage of contents when moving home. |
 | The legal expenses cover automatically included in our home insurance policy does not provide cover for proceedings under the Clergy Discipline Measure or disputes under the Terms of Service Measure. Please see our clergy terms of service policy if you need this cover. |
| Wear and tear, this naturally happens over time and as such is not covered by most insurance policies. |
| Damage due to lack of maintenance. |
You can find more detail about the features, limits and exclusions in our home insurance product information document.
Buildings insuranceBuildings insurance covers the cost of repairing the structure of your home, including permanent fixtures, fittings and outbuildings.More about buildings insurance | Contents insuranceIf you don't need buildings cover our contents insurance provides cover for items in your home and your personal possessions.More about contents insurance | Church worker home insuranceCathedral workers, church workers and church volunteers can save over 25% when they buy contents and buildings insurance together online.More about church worker home insurance |
We will send you a renewal pack within 21 days of your renewal date. It will have details of your renewal premium, any changes to the policy wording and cover, and a reminder of what you have told us, so you can update us if anything has changed.
Please note that in rare instances due to a change in risk or circumstances, we may be unable to offer renewal, in which case we will notify you.
Please note - calls to 03 numbers are typically charged at no more than local rate.
Here's some of the most frequently asked questions about our home insurance.