Tailored cover, specialist expertise

We understand the complexities and unique nature of the challenges those working in a heritage building can face – just one reason why brokers have voted Ecclesiastical as the best heritage insurer for the past 15 years1.

Historic Britain insurance product highlights

Our Historic Britain insurance can be tailored to meet the needs of both ancient and modern buildings and sites. Cover can include:

  • Buildings and contents
  • Business interruption
  • Reputational risk
  • Trustee and management liability
  • Public liability
  • Employers’ liability
  • Loss of licence
  • Director’ and officers’
  • Fine art, collections and antiques
  • Equipment breakdown
  • Fidelity guarantee
  • Loss of money
  • Legal expenses
  • Hirers’ liability
  • Personal accident
  • Professional indemnity

We understand you may be concerned with data safety. We provide a PR crisis helpline as standard and can enhance your reputational risks cover by adding cyber cover to deal with any immediate situations. We can also provide separate cover for Group travel or a contract for inspection services.

For our full summary of cover please view our Historic Britain policy.

Specialist fine art, collections and antiques cover

Art historians and heritage specialists complement our insurance expertise at Ecclesiastical. This means that we have a comprehensive understanding of the unique nature of your artwork and collections and the expertise to protect even the most bespoke risks.

Providing specialist building valuations

We know it’s the specialist characteristics which make historic buildings unique, so we work hard to help you protect those features. We can provide a buildings valuation and link it to our Ecclesiastical Heritage Index, a specialist building index which tracks the costs of building materials and specialist skills that are often unique to heritage buildings, all at no additional cost2.

Risk management services

We work with organisations like The Heritage Alliance and Historic England to understand risks in the sector and find answers to some of the issues our customers face, like health and safety solutions which are not detrimental to the building’s original features. For risk advice, you’ll have access to our free risk advice line and we’ve also developed a Preferred Supplier Network with leading market specialists to help you avoid or mitigate risks to which you may be exposed.

Nobody ever wants to be flooded, but on the evidence of this episode the best thing that can happen to you if you are to be flooded is to be insured by Ecclesiastical.

Heritage customer

1 Ecclesiastical FWD Broker opinion survey 2008 to 2022

2 Subject to underwriting criteria

Heritage risk management

Protect your organisation with detailed risk management guidance, tools and templates from our risk specialists.

Articles Documents

Watch our video

Take a look at our heritage reel to see what makes us a specialist

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The summary of cover is an outline of the standard cover provided under the policy and is not personalised to you. The cover you choose will depend on your circumstances and will be shown on your policy schedule. The schedule will also detail some changes we have made relating to infectious and communicable diseases and cyber-related incidents.

Building silhouettes in blue overlaid with colourful arrows pointing downwards. Kenwood House interior room Close up of ancient tapestry