Financial advice you can believe in

At Ecclesiastical Financial Advisory Services (EFAS) we are proud to be selected by the Church of England Pensions Board to offer all its pension scheme members our financial and retirement planning service.

Make informed choices

By choosing EFAS, you're able to call upon our highly experienced and dedicated team of independent financial advisers across the country. All of our advisers have expert insight into helping the clergy, Church employees and the wider community, plan their financial future with confidence.

Tailored solutions

Our breadth of advice covers all aspects of financial planning, which can be tailored to your individual needs to set you on the right path to achieving your financial goals.

We can help you...


  • Save for retirement - By providing you with important advice on your Church pension, as well as reviewing any other pension plans you may already have in place, to ensure you’re fully on track to enjoy a comfortable retirement. 

  • Manage your money in retirement - By developing an investment strategy to help you maintain a comfortable lifestyle when you retire and reduce the affect of rising inflation on your savings.

  • Invest with confidence - By carefully creating a diversified savings and investment plan, geared towards making your money work as hard for you as possible. This also includes the ability to invest ethically in accordance with your principles. 

  • Make life less taxing - By giving you guidance to make full use of the annual tax reliefs and allowances available, including those associated with ISAs, pension savings and capital gains tax. This can also include, when relevant, advice on Inheritance Tax planning.

  • Climb the property ladder - By finding you the right mortgage, whether you’re a first-time buyer or coming to the end of an existing arrangement. We can also help you search for a mortgage, even if you’re living in job-related housing. 

  • Protect you and your family - By providing the right level of cover to protect you and your family’s lifestyle, should you suffer an illness or injury that prevents you from working. We can also arrange suitable life assurance cover, so if the worst should happen, your loved ones will have a financial cushion to fall back on.

About us

At EFAS, we are proud to be part of the Benefact Group – a charity owned, international family of financial services companies that exist to donate available profits to good causes.

The Benefact Group first started providing financial advice to the clergy in 1919, under the name of Ecclesiastical Insurance Office (Life).

Today, under the EFAS name, we continue to have strong links with the Church and wider community, understanding the needs of the clergy and those closely associated with the Church.

How much will it cost?

The first meeting with one of our independent financial advisers is free and without any obligation.

If you feel you would like advice, once we know more about your situation and financial objectives, we will then calculate our fee, clearly explaining to you what this covers, before any commitment is made from either side.

Do remember, when first contacting us, please quote ‘CEPB25’ to receive a special fee discount available to all Church of England Pensions Board, pension scheme members. Contact us on 0800 107 0190 or email us here.

Your home may be at risk if you fail to keep up repayments on a mortgage.

Please remember that investments can fall as well as rise in value and you may not get back the amount originally invested. Your capital is at risk.

Please note that your tax treatment will depend on your individual circumstances and tax legislation and regulation. This could be subject to change in future.

No alt text available A couple having a meeting with a financial adviser.