Equipment Breakdown Cover for your church

For churches wishing to insure items of mechanical and electrical equipment and machinery against breakdown, we can provide an Equipment Breakdown policy.

What does the Equipment Breakdown insurance policy cover?

  • Costs to repair or replace electrical or mechanical equipment which break down. This includes organs, lifts, central heating and air conditioning systems and office equipment.
  • Breakdown of computers, whilst in your or your employees’ custody or control.
  • Business interruption cover for covered equipment.
  • Reasonable costs for energy efficiency improvements when replacing damaged equipment/machinery.
  • Public relations cover for professional public relations support when equipment breakdown poses a risk to your reputation.

Please be aware we cannot cover:

  • Damage caused by wear and tear, gradual degradation, rust or any fault known about at the start of the period of insurance.
  • Damage to bulbs, fuses, batteries or any other consumable part of the equipment that requires periodic renewal unless it forms part of other insured damage.
  • Loss or damage caused by a cyber related incident.
  • Costs that are recoverable under a maintenance agreement warranty or guarantee.
For full details of the cover provided, please read our Equipment Breakdown insurance policy wording. 
Speak with our team on 0345 777 3322 to organise this cover for your church.