Fine art insurance

Protecting fine art and collections for future generations

We define fine art as anything that could be bought or sold at a reputable auction house. If items are held privately or by institutions; and if they are on display, on loan, in storage or in transit, your item or collection will have a specific set of risks.

Your policy will be tailored to those risks using specialist covers designed specifically for fine art and not found in a standard policy.

tickDepreciation in value
Following partial damage, which could be substantial.
tickSpecialist extensions including
- new acquisitions
- defective title
- restoration and framing
- work in progress (due to damage in production or death of the artist)
- temporary removal
- emergency evacuation

Why choose Ecclesiastical?

tickIn-house team of art specialists and enthusiasts who have a wealth of experience in fine art, including degrees in art history.
tickAccess to a network of trusted suppliers including valuation specialists.
tickWe work closely with artisan repairers, experts in restoration and skilled craftspeople to ensure the professional and sympathetic restoration of all things irreplaceable.
tickAccess to a library of risk guidance and our award-winning risk team* via our risk advice line.
tickIndependently recognised as one of the UK’s leading insurers for all types of fine art and collections1.
tickAward-winning claims team* and dedicated claims handlers.

1 Top Three UK insurer for Fine Art and Collections, as chosen by brokers. FWD 2022 annual broker opinion survey.

*Awards and accreditation

British Insurance Awards logo - Specialist Company of the Year CIR Risk Management Awards 2022 - Risk Management Specialist Company of the Year Chartered Insurance Brokers Gracechurch outstanding claims service quality award 2024 Insurance Times claims excellence awards winner - Claims product solution of the year - insurer
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The summary of cover is an outline of the standard cover provided under the policy and is not personalised to you. The cover you choose will depend on your circumstances and will be shown on your policy schedule. The schedule will also detail some changes we have made relating to infectious and communicable diseases and cyber-related incidents.

Andy Warhol’s Shot Sage Blue Marilyn (1964)