From hotels and spas to offices and surgeries, we insure owner-occupied businesses operating from buildings of historic or architectural significance.
With over 135 years’ experience insuring the UK’s heritage, we understand the needs of owner-occupied businesses and organisations located in unique buildings. As well as specialist covers, we give you expert advice and support, including health and safety guidance and helplines including legal advice and PR crisis assistance.
Our Heritage Business and Leisure insurance can be tailored so you get the exact insurance you need and only pay for what’s important to protect your business. Cover can include:
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We recognise that every heritage building and location will have different needs and requirements, so we can also provide separate cover for Group travel, cyber or inspection services. Speak to your broker about the types and level of cover that’s appropriate for you.
For our full summary of cover please view our Heritage Business and Leisure policy.
We work with organisations like The Heritage Alliance and Historic England to understand risks in the sector and find solutions to some of the issues our customers face, like offering health and safety solutions which are not detrimental to the building’s original features.
For risk advice, you’ll have access to our risk advice line and we’ve also developed a Preferred Supplier Network with leading market specialists to help you avoid or mitigate any risks to which you feel you may be exposed.
We work hard to help you protect the characteristics that make your building unique and provide a buildings valuation at no additional cost2. We can link that value to the Ecclesiastical Heritage Index, a specialist building index which tracks the costs of building materials and specialist skills that are often unique to heritage buildings.
If you need to make a claim, our award-winning claims team3 can access specialist craftspeople to restore and repair your property to the same standards with authenticity and professionalism. You can be confident we will be ready to resolve claims as quickly and as fairly as we can.
1 Ecclesiastical FWD Broker opinion survey 2008 to 2022
2 Subject to underwriting criteria
3 Claims Team of the Year, Insurance Post Claims and Fraud Awards 2021 and Digital Insurance Innovation of the Year, British Insurance Awards 2021
 | The summary of cover is an outline of the standard cover provided under the policy and is not personalised to you. The cover you choose will depend on your circumstances and will be shown on your policy schedule. The schedule will also detail some changes we have made relating to infectious and communicable diseases and cyber-related incidents. |
Protect your organisation with detailed risk management guidance, tools and templates from our risk specialists.
