Get a home insurance quote from the most trusted home insurance provider with the happiest customers.
 | Fairer Finance - Best-rated for customer experience since 2015. |
| Home emergency and legal expenses cover included as standard. |
| No renewal fees or admin charges for changes to your policy. |
| Claim with confidence – in 2022, 98% of customers were satisfied with our service. |
| New customers receive a £130 donation for the cathedral or church of their choice. |
| Discount if you're a volunteer for a registered charity. |
We want to make a positive impact on society, so we give back our available profits to churches, charities and other good causes.
| Up to £750,000 buildings cover and £75,000 of contents cover as standard, if you need to insure a different amount, please call us. |
| Up to £3,500 for contents away from home. |
| 24-hour home emergency assistance up to £1,000 (included as standard). |
| Legal expenses (included as standard). |
| Cover for student contents at university. |
| Access to a range of helplines, including emergency glass replacement, legal and tax advice and counselling. |
 | Wear and tear – this naturally happens over time and is not covered by most insurance policies. |
| Mechanical breakdown of items over time is also not covered. |
| Faulty work by a tradesperson. |
You can find more detail about the features, limits and exclusions in our home insurance product information document.
Buildings insuranceBuildings insurance covers the cost of repairing the structure of your home, including permanent fixtures, fittings and outbuildings.More about buildings insurance | Contents insuranceIf you don't need buildings cover our contents insurance provides cover for items in your home and your personal possessions.More about contents insurance | Clergy home insuranceHome insurance just for members of the clergy, with enhanced contents cover to take account of the extra duties done for the church.More about clergy home insurance |
You can apply for a quote online if:
Otherwise, it's best to speak to our team for a more tailored quote. Please call us on 0345 777 3322.
We will send you a renewal pack within 21 days of your renewal date. It will have details of your renewal premium, any changes to the policy wording and cover, and a reminder of what you have told us, so you can update us if anything has changed.
Please note that in rare instances due to a change in risk or circumstances, we may be unable to offer renewal, in which case we will notify you.
Please note - calls to 03 numbers are typically charged at no more than local rate.
Here's some of the most frequently asked questions about our home insurance.