Home insurance that takes into account the extra duties you carry out for the church.
Your vocation means you need to keep an open door for your congregation and community - but this can present extra risks.
We understand and accept those risks and offer enhanced cover for your work as a member of the clergy.
 | Home emergency and legal expenses cover included as standard. |
| No renewal fees or admin charges for changes to your policy. |
| New customers receive a £130 donation for the cathedral or church of their choice. |
| Claim with confidence – in 2022, 98% of customers were satisfied with our service. |
| We’ve been connected with the church since 1887. |
| Discounts for clergy if you are in a higher risk area and paid a Church of England stipend (minimum premiums apply). |
We want to make a positive impact on society, so we give back our available profits to churches, charities and other good causes.
In addition to our standard home insurance cover, clergy members receive:
| No excess for theft and malicious damage at your vicarage. |
| Up to £15,000 cover for ministry and business equipment such as portable communion sets. |
| New for old cover for clergy robes, vestments, all other clothing and household linen. |
| Cover for loss or damage of contents when moving home. |
 | The legal expenses cover automatically included in our home insurance policy does not provide cover for proceedings under the Clergy Discipline Measure or disputes under the Terms of Service Measure. Please see our clergy terms of service policy if you need this cover. |
| Wear and tear, this naturally happens over time and as such is not covered by most insurance policies. |
| Damage due to lack of maintenance. |
You can find more detail about the features, limits and exclusions in our home insurance product information document.
Buildings insuranceBuildings insurance covers the cost of repairing the structure of your home, including permanent fixtures, fittings and outbuildings.More about buildings insurance | Contents insuranceIf you don't need buildings cover our contents insurance provides cover for items in your home and your personal possessions.More about contents insurance | Church worker home insuranceCathedral workers, church workers and church volunteers can save over 25% when they buy contents and buildings insurance together online.More about church worker home insurance |
We will send you a renewal pack within 21 days of your renewal date. It will have details of your renewal premium, any changes to the policy wording and cover, and a reminder of what you have told us, so you can update us if anything has changed.
If you pay by Direct Debit, your policy will auto-renew at the end of the policy term, giving you the peace of mind of continued cover. When this happens your monthly payments will continue according to a revised payment schedule reflecting your renewal premium.
You can opt out of auto-renewal at any time by calling us on 0345 777 3322, emailing household@ecclesiastical.com or using the website form.
If you opt out, you will need to contact us before your renewal date if you wish to renew your policy. Otherwise, your cover will end when your existing policy expires leaving you with no insurance.
If you pay any other way, please note, the policy will not auto-renew. You will need to contact us if you wish to renew your insurance.
Please note that in rare cases, due to a change in risk or circumstances, we may be unable to offer renewal. We will let you know if this is the case.
Please note - calls to 03 numbers are usually charged at no more than the local rate.
Here are some FAQs about our home insurance.
