Discover how you can protect against smash and grab attacks
Unoccupied property needs to be managed to prevent or limit issues that can lead to damage and additional cost.
By taking a proactive approach, you can protect your premises so they remain a valuable asset for future development or sale.
When a property is unoccupied for a period of time it may suffer damage due to:
Identifying risks at your premises can help you to reduce loss or damage occurring. Carrying out a risk assessment of the vacant property will help you identify any hazards and weak spots.
When a property appears to be empty, it can look like a soft target for criminals. As a property owner you need to protect your premises from intruders and malicious damage. You should take measures to:
You should always let your insurer or broker know if your property is likely to be vacant for for an extended period, typically 30 days or more. They will usually apply slightly different terms to your insurance and provide advice on how best to protect the property.
It may be a requirement of your insurance cover that unoccupied buildings are inspected by you, or your appointed representative, on at least a weekly basis. It is recommended that all visits are formally recorded.