Union Jack flag icon Canada flag Canada Ireland flag Ireland
Church
Insurance specialisms
Financial advice
Resources
Insurance specialisms
Schemes
Resources
Risk management Preventing burst pipes

Preventing burst pipes

Risk management Preventing burst pipes
The cost and inconvenience caused by a burst pipe can be considerable.

Just a small fracture can release gallons of water, damaging masonry and plaster, carpets, and other contents.

How to prevent burst pipes

  • Make sure the boiler and heating system are serviced regularly, and check that the thermostat is working correctly
  • Check the insulation on your water pipes and cold water tank - those in an attic or other vulnerable spaces should be lagged or similarly protected
  • Make sure any external taps are turned off and disconnect any hoses
  • Keep your heating on throughout the winter months.

What if you discover a frozen pipe?

Fixing frozen pipes in particular can be costly, as a claim caused by pipes bursting due to freezing is, on average, much more expensive than other escape of water claims.

If you discover a frozen pipe, don’t wait for it to burst. Turn off your water supply and then slowly thaw the affected pipe by introducing gentle heat to the area, such as with a hairdryer, heater, or hot water bottle.

Do not attempt to thaw the pipe with a blow torch or other open flame.

How to stop a burst pipe

If a pipe does burst, the first and most important thing to do is to turn off your water to prevent further damage.

Turn off the water supply at the stopcock, open taps in the property to safely release water from the system to drains, and try to catch any excess water in a bucket or other container. Do not use any electrical devices if you believe these may have been affected by the escaping water. You will need to get the electrics checked by a qualified and competent electrician for safety reasons.

Devices are available that can detect excessive water flow and either send a warning or automatically turn off the water. Leak detection systems are also available, which send a warning to a designated person, enabling them to take appropriate action and hopefully mitigate any damage.

Risk advice line

Customers can contact our experts for specific risk advice:

0345 600 7531

9am to 5pm Monday to Friday (excluding bank holidays)

Take a water damage self assessment

This self assessment will help you get started by identifying the steps you might need to take, or simply check the adequacy of what you have already done to prevent water damage.
Take the self assessment

Weather related articles

Environmental & weather

Staying safe in cold weather

Winter brings its own unique risks and hazards, but careful maintenance and risk management can help prevent property damage and injury.

Health & safety and protecting people

A guide to good tree management

Trees bring beauty, shade and natural diversity to any landscape, but they can also present hazards. Careful management is key.

Environmental & weather

Managing risks with living walls

Living walls, often referred to as green walls or vertical gardens, help create sustainable buildings and can be extremely attractive. But the possibility of increased fire risk needs to be considered.

Environmental & weather

How to manage rising energy costs and power cuts

High energy costs mean many individuals and organisations are looking to find cheaper ways to heat and light their properties.

Environmental & weather

Reducing the risks of flooding

Flooding can be caused by swollen rivers, overflowing drains or tidal surges. As the world warms, flooding is becoming more frequent, and the annual cost to the UK is rising.

Fire safety

Managing risks with green roofs

The risks associated with green roofs and how to reduce them.

Environmental & weather

Staying safe in a storm

With extreme weather events becoming more frequent, it’s important to know what to do before, during and after a storm.

Environmental & weather

Preventing burst pipes

The cost and inconvenience caused by a burst pipe can be considerable.

;