Real estate insurance

Specialist insurance solutions to meet the needs of a wide variety of property owners and investors, from landlords to pension funds, investment groups, and managing agents.

Manage property risks

Protecting real estate property

Designed for mixed portfolios and individual risks from ultra-modern to historic buildings. That’s why we’re one of the main insurers in the real estate sector.

Cover for commercial properties including offices, retail trades, retail parks, and shopping centres, as well as mixed portfolios, residential properties and blocks of flats.

Property insurance cover

Property damage cover - covering a wide range of perils.

Loss of rental income - following an insured event, plus the extra costs to minimise the loss of rent.

Public and employers’ liability

Equipment breakdown - cover for a range of equipment including lifts, boilers and air conditioning systems.

Legal expenses

Terrorism cover - including loss of revenue.

Documents

The summary of cover is an outline of the standard cover provided under the policy and is not personalised to you. The cover you choose will depend on your circumstances and will be shown on your policy schedule. The schedule will also detail some changes we have made relating to infectious and communicable diseases and cyber-related incidents.

Property Owner’s Summary of cover (PDF)

15 March 2021

Property Investors summary of cover (PDF)

1 September 2025

Real Estate - risk appetite guide (PDF) - Broker use only

30 April 2019

Why choose Ecclesiastical?

Practical guidance from our risk team - including help with building valuations, access to a comprehensive library of resources, and a dedicated risk helpline.
Personalised claims support - direct contact with the specialist handling your case, for clear communication and a smoother experience.
We believe that better business can better lives - we're proudly part of the Benefact Group and donate our available profits to good causes.

96% Claims Satisfaction

Ecclesiastical Settled Property Claims Customers 2024, responses from 589 customers who had their claim settled.

Claims

Managing property risks

Risk support, templates, guides and checklists to help your organisation manage risks well.

Risk management

Need a quote?

Our insurance products are only available through a broker.

Multi-Occupancy Buildings Insurance regulation

The actions we are taking so that we, with you, can comply with the requirements of the Financial Conduct Authority (FCA) to ensure good outcomes for residential leaseholders.

Read about the regulation

NEW Office professions insurance

Commercial combined policies available to cover your clerical business risks.

Learn more

Experiencing financial difficulty?

If you are struggling to make payments for affordability reasons or logistical issues, please let your broker know as we may be able to support you with practical help.

Find useful resources on the following websites:

MoneyHelper | GOV.UK | Citizens Advice