Education Insurance

Specialist insurance for education, including nurseries, schools, colleges, universities, theological colleges, and business schools.

Education sector risk guidance

Protecting what's important

Supporting education establishments for over 65 years with specialist insurance solutions and risk management guidance.

Our experience means we are able to provide more than an insurance policy. You will also gain access to information, tools, and services that help you to maintain a safe learning environment.

What's covered?

Buildings and contents cover

All risks buildings cover, which includes the costs of repair or reinstatement of damaged buildings.

Liability covers

Including Governors’, Trustees’, and Management liability, and Hirers’ liability.

Business interruption

Flexible claims settlement means we can pay gross revenue, additional expenditure, and increased costs of working, or a combination of them.

Fine art cover

Including new acquisitions and temporary removal.

Documents

The summary of cover is an outline of the standard cover provided under the policy and is not personalised to you. The cover you choose will depend on your circumstances and will be shown on your policy schedule. The schedule will also detail some changes we have made relating to infectious and communicable diseases and cyber-related incidents.

Education insurance summary of cover (PDF)

1 September 2025

Education group travel summary of cover (PDF)

1 March 2021

Education insurance - risk appetite guide (PDF) - Broker use only

4 June 2021

Why choose Ecclesiastical?

Practical guidance from our risk team - including help with building valuations, access to a comprehensive library of resources, and a dedicated risk helpline.
Personalised claims support - direct contact with the specialist handling your case, for clear communication and a smoother experience.
We believe that better business can better lives - we're proudly part of the Benefact Group and donate our available profits to good causes.

96% Claims Satisfaction

Ecclesiastical Settled Property Claims Customers 2024, responses from 589 customers who had their claim settled.

Claims

Managing risks in education

Risk support, templates, guides and checklists to help your school manage risks well.

Education risk support

Customer helplines

Emergency customer helplines for public relations crisis and media assistance, legal assistance and reporting new claims.

Emergency contacts

Need a quote?

Our insurance products are only available through a broker.

To get a quote tailored to your needs, please contact your broker.

Experiencing financial difficulty?

If you are struggling to make payments for affordability reasons or logistical issues, please let your broker know as we may be able to support you with practical help.

Find useful resources on the following websites:

MoneyHelper | GOV.UK | Citizens Advice

Awards and accreditation

Our charitable purpose

As part of the Benefact Group, all our available profits go to charities and other good causes, with £250 million donated over the past 10 years.

Learn more about Benefact Group

More education insights

Insight

Independent Schools Risk Barometer 2024

Safeguarding the future: independent schools push ahead despite financial challenges.

Insight

Schools are a growing target for crime

New Ecclesiastical research shows a leap in crime targeted at schools and rocketing costs for those affected.

Insight

Protecting schools during the holidays

When schools are closed or partially closed during holiday periods, it is important leadership teams regularly review existing security/housekeeping arrangements to ensure they remain adequate.

Insight

Crime doesn’t need to give schools the summertime blues

As the school year winds down and the long summer holiday looms, schools should take sensible steps to protect themselves from crime.

Insight

Independent schools sector insights

Managing risk and uncertainty in an evolving independent school sector.