Equipment Breakdown Cover

• Costs to repair or replace electrical or mechanical equipment that breaks down. This includes organs, lifts, central heating, air conditioning systems, and office equipment.
• Breakdown of computers, whilst in your or your employees’ custody or control.
• Business interruption cover for covered equipment.
• Reasonable costs for energy efficiency improvements when replacing damaged equipment/machinery.
• Public relations cover to provide professional public relations support when an equipment breakdown poses a risk to your reputation.

Please be aware that we cannot cover:

• Damage caused by wear and tear, gradual degradation, rust, or any fault known about at the start of the period of insurance.
• Damage to bulbs, fuses, batteries, or any other consumable part of the equipment that requires periodic renewal, unless it forms part of other insured damage.
• Loss or damage caused by a cyber-related incident.
• Costs that are recoverable under a maintenance agreement, warranty, or guarantee.

For full details of the cover provided, please read our Equipment Breakdown insurance policy wording.

Speak with our team on 0345 777 3322 to organise this cover for your church.