Home insurance: Cover Enhancements - Working from home
As more of us are working from home we are extending our cover to provide you with some extra protection and peace of mind.
Whether you have bought it as an investment or simply because it just caught your eye, you need to look after and care for it to make sure it survives in the best possible condition for future generations.
Take extra care with vintage jewellery as it can be very delicate. Make sure you know what type of materials the jewellery is made up from so you don’t use the wrong method to make sure it survives in the best possible condition for future generations.
Cameo jewellery usually consists of an ornate carving in a natural material like stone or shell. Cameos, shell cameos in particular, can discolour and crack from drying and aging so they require special care.
You should never soak cameos in any cleaning solution for more than 30 seconds.
A lot of vintage, costume jewellery is made with paste stones. Paste is a collective word used for cut leaded glass that is faceted to resemble gems or precious stones. Paste jewels are often backed by a copper or silver lining.
When cleaning paste jewellery, take care not to get your diamante wet. Water behind the stone will ruin the foil and stones become dull, the setting beneath them can go green or they can fall out altogether. You should also use lint free cloth to clean paste set jewellery to avoid fibres getting caught in the setting.
Never use a toothbrush or baking soda on silver plated or gold jewellery.
Pearls tend to flourish and bloom when they are worn regularly because they need the oils from your skin to nourish them and keep them 'living'. If they are not worn, they may lose their lustre so wear them, enjoy them, and they will tend to look after themselves. Never soak pearl jewellery in water as it can damage the pearl’s silk thread. Instead, dip a soft cloth in warm water and polish.
If the piece is set with semi-precious stones, pearls or glass - never use a silver dip because this will submerge the whole piece and could cause moisture to get trapped behind the setting. Use a jewellery polishing cloth instead to keep jewellery dust-free.
To keep your jewellery looking its best always store pieces in a clean, dry place. Try and keep it separate too because you can inadvertently damage pieces by jumbling them altogether in one drawer or big jewellery box. Harder pieces such as diamonds and gems can scratch each other as well as the surface of gold jewellery.
If you can, keep the pieces separately. Whether it is a piece of vintage costume jewellery or something more expensive, if you have gone through the expense of buying the jewellery it makes sense to look after it. Why not buy a nice jewellery case that is designed for safely storing jewellery or, keep it in the original box or pouch it came in?
Don’t forget to insure your jewellery and other valuable in your home contents insurance cover. It’s important to let us know when you need to cover jewellery and other specialist items or high value items on your policy. You can do this by speaking with the home insurance team on 0345 604 6438. They will be able to provide advice on the correct level of cover as well as seeking jewellery valuations on your behalf.