We're a specialist insurer with significant experience in property valuations and risk management for both commercial and residential properties.

We have a broad risk appetite and can insure a variety of buildings from contemporary to historic construction. Our high capacity gives us the ability to underwrite risks in excess of £100million.

• Property damage for buildings and contents may be insured against a wide range of perils including accidental damage. This includes a range of automatic extensions (dependent on the policy type).
• Equipment breakdown for a range of equipment including lifts, boilers and air conditioning systems including extensions for computer failure and loss of data
• Loss of rental income
• Employers liability insurance, up to £10million per claim
• Public liability up to the limit chosen per event
• Terrorism cover including loss of revenue and legal expenses cover options available.

We aim to give your clients more than just a policy, here are some other ways we provide support:

• Broad risk appetite - from commercial properties including offices, retail trades, retail parks, and shopping centres to residential properties including blocks of flats and retirement accommodation.
• Adequate sums insured - our in-house team of qualified risk specialists provide building valuation services at no extra cost (subject to underwriting criteria).
• Direct access to risk specialists – our Risk Advice Line gives you and your clients access to our in-house risk experts who are on hand to answer any risk-related queries
• Risk guidance and tools – we have a range of guides, tools, templates available and you can refer to our Preferred Supplier Network for risk solutions from trusted companies.
• Support when it’s needed most – direct access to the claims handler dealing with your case. Learn more about our award-winning claims team¹.
• We give back - every year, we give £1million directly to good causes through our grants ranging from £1,000 to £50,000 and distribute available profits via our charitable owner.

¹Winner of the Personal Lines Claims Team of the Year award and Customer Care Individual award Insurance Post Claims and Fraud Awards 2020