home insurance
Six top tips for protecting your home
Check your home security
To make your home more secure, consider if you need window or gate locks, burglar alarms, dummy alarms and timer lights.Guard against possibility of fire
Smoke detectors, fire blankets and fire extinguishers can reduce the risk of fire. The government provides some useful tips on preventing fire.Weather-proof your home
Check, treat, paint and repair anything that’s exposed to the weather, such as windows, fences and patios. Clean out gutters and replace missing or damaged roof tiles. Consider getting a professional tradesperson to help. You may find sites such as Rated People useful.Inspect your home inside
Repair dripping taps and check your loft insulation. Loft insulation is usually discounted or free for people over 70 or on certain benefits. Find out about free insulation. Consider servicing your heating system.Keep a check on your high-value possessions
Our home contents insurance is designed to provide the cover that most people need for their contents and possessions with up to £60,000 of cover. However, if you own unusual or expensive items the standard cover may not be adequate for you. So, you need to make sure that you’ve got everything covered. As time goes on it’s easy to forget to do this, and you could end up under-insured. For help with this, see insurance calculators or call us on 0845 777 3322 (8am to 6pm weekdays) for helpful advice.Consider if your home buildings are under-insured
As with our contents cover our home buildings insurance reduces the chance of under-insurance with up to £500,000 of cover. However, if you have a heritage, listed or unusual property or more than 5 bedrooms, you may need additional cover. But don’t forget it is the re-building value of your home, not the market value you need to insure for. If you have doubts about whether up to £500,000 of cover is adequate for you then call us on 0845 777 3322 (8am to 6pm weekdays) for helpful advice.
