taxation advice
Planning your finances tax-efficiently
Planning your finances to minimise the amount of tax you pay can save you thousands of pounds.
You may be paying too much tax right now
Most people are aware you can save a certain amount each year in tax-efficient products like ISAs (Individual Savings Accounts) and Stakeholder Pensions. But you may not be aware of other products that can help you save tax on your savings, or avoid significant UK taxation at particular times in your life.
When you die, your children might be hit with a tax bill you had no idea about
The rise in house prices over recent years has seen a large part of the population pushed over the Inheritance Tax band – so more people than ever are liable for inheritance tax on the value of their estates when they die.
Our financial advisers will gladly help you structure your assets to safeguard as much as possible from the taxman. We’ll discuss everything in plain, simple English, including:
Inheritance tax advice
We can help you with all sorts of inheritance tax advice, including:
What’s the tax threshold and what does it mean for me?
What assets that I own are liable to inheritance tax?
How can I avoid or minimise paying inheritance tax?
What kinds of gifts are exempt from inheritance tax?
Capital gains tax
We can give you all the necessary capital gains tax information and advice, including:
What’s the allowance?
What are the exemptions?
How can I minimise my capital gains tax bill?
Things to consider:
What’s the value of your estate?
If you die, how much of your estate will go directly to the taxman, and would you like to minimise that?
Are you fully utilising your annual tax allowances and credits?
Are you fully contributing to tax-efficient savings and investment products?
For help with tax efficient financial planning, please ask us for a full list of products and services that we're able to advise on. Call 0800 107 0190 or email us at financial_services@eigmail.com.
